Financing Options
Learn about our flexible financing solutions to help make your dream home a reality
Finding Your Financing Path
Which lender is right for you:
I Own the Land
or buying land + home as one package
I Don't Own the Land
renting a lot, family land, or community
The Federal Savings Bank
The Federal Savings Bank offers financing for manufactured, modular, and system-built homes, providing specialized loan options including conventional, FHA, and VA construction-to-permanent programs.
Start Your Application with Matt Decesaro
Apply with MattHave questions? Talk to a specialist
- Land-home loans for buyers who own or are purchasing the land (not a chattel/home-only loan)
- Bundle and finance a metal building into your land-home loan
- Use your land for your down payment
- Work directly with Matt to determine what you can qualify for
Orbis Funding
Orbis Funding finances both new and late model manufactured homes. Factory built home finances is our core business so no matter what your needs, our expert staff can walk you through the process step-by-step.
Start Your Application
Apply with OrbisHave questions? Talk to a specialist
- Home-only (chattel) loans for buyers who don't need to finance land
- competitive fixed rates, low fees & can work with lower credit scores
- A specialist lender that only finances manufactured homes, financing moves faster and with fewer surprises
Financing Made Simple
We partner with Triad Financial Services to help make homeownership accessible. Whether you're just starting to explore or ready to apply, their team will walk you through your options with clear terms and no surprises. Types of loans offered: Chattel Loans, Conventional Loans, FHA Loans, VA Loans, and more.
Start Your Application
Apply With TriadHave questions? Talk to a specialist
- Flexible credit requirements (scores as low as 550 considered)
- Handle all loan types
- 60+ years in manufactured housing
The Financing Process
Get Pre-Qualified
Work with one of our lending partners to understand your budget and financing options.
Choose Your Home
Browse our inventory and select the perfect manufactured home for your needs.
Submit Application
Complete your loan application with all necessary documentation and information.
Approval & Closing
Once approved, we finalize the details and get you into your new home.
Ready to Get Started?
Contact us today to discuss your financing options and take the first step toward homeownership.